protection

Protecting You, Your Family, and Your Property

When it comes to protecting your home and loved ones, having the right insurance policies in place is essential. At Finance Factors, based in Maidstone, we help you understand your options so that you can make informed decisions about insuring your home. Our expert mortgage and protection advisers offer clear and accredited guidance, ensuring you feel secure every step of the way.

Speak to an advisor 

Book an appointment 

 

 

For tailored mortgage advice in Maidstone, get in touch with our advisers. We'll even set up your insurance policies for you when you're ready.

 

Types of Protection We Provide

Mortgage Protection

Life Cover

Life cover is designed to pay off your mortgage in the event of your death, ensuring your family isn't burdened with the mortgage debt during an already difficult time.

Serious or Critical Illness

This type of cover provides a lump-sum payment if you're diagnosed with a specified serious or critical illness, helping you manage your finances while focusing on recovery.

Income Protection

Income protection ensures you continue to receive an income if you're unable to work due to illness or injury. This can be crucial for maintaining your mortgage payments and daily living expenses.

 

Mortgage Protection 

 


Building and Contents Insurance

Building and contents insurance protects your home and belongings from risks like fire, theft, and natural disasters. We offer comprehensive policies tailored to your needs, giving you peace of mind that your property is safeguarded.

 

Building & Contents Insurance 

 


Business Protection

Key Person Cover

Key person cover protects businesses if an employee who significantly contributes to their success becomes terminally or critically ill, or dies. This cover ensures the business can continue operating smoothly during challenging times.

Shareholder Protection

Shareholder protection allows for a planned succession of a shareholder or partner's business stake should they fall ill or die. This can include required buybacks, ensuring the business remains stable and operational.

Business Loan Protection

Business loan protection gives co-owners cover for any business loan payments that may be at risk in the event of death or illness. This ensures the business can meet its financial obligations without added stress.

 

Business Protection 

 

 

Different Types of Protection Available

business store owner on ipad in store

Key Person Cover

Key person cover is essential for businesses as it protects against the financial impact of losing a vital employee due to illness or death. This cover can help with recruitment costs, loss of profits, and other financial strains.

partnership meeting with financial adviser in meeting room

Partnership Protection

Partnership protection provides partners with the necessary cash flow to buy back the ownership stake of a partner or member of a limited liability partnership who has died or taken ill. This ensures the continuity of the business and prevents financial instability.

smiling woman shaking financial advisers hand

Shareholder Protection

Shareholder protection is crucial for maintaining business stability. It allows for a planned succession of a shareholder or partner's stake, ensuring the business can continue to operate smoothly.

hand calculating mortgage rates on calculator

Business Loan Protection

Business loan protection is designed to cover any business loan payments that may be at risk in the event of death or illness. This cover ensures the business can meet its financial obligations without additional stress.

 

 

Contact Us

For clear, accredited guidance from a mortgage and protection advisor, contact Finance Factors today. We're here to help you make informed decisions about protecting your home, family, and business.

Speak to an advisor 

Book an appointment 

 

 

Make an appointment or speak to one of our advisers by filling out the form here.

 

Finance Factors logo

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED AGAINST IT.

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Finance Factors is a Trading style of Finance Factors LTD who are an Appointed Representative of Advice Solutions LTD which are Authorised and Regulated by the Financial Conduct Authority. The Financial Service Register Number is 961681.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount will depend on your circumstances, but will be agreed with you before proceeding.

Finance Factors is a Limited Company. Registered Address: Finance Factors Ltd, 2 Kingsbroom Court, Kingswood, Maidstone, England, ME17 3ST, United Kingdom.  Registered in England and Wales under number 15814885.

We always aim to provide a high-quality service to our customers. However, if you encounter any problems, in the first instance please write to the registered address above, email or call Finance Factors outlining your complaint, if we are unable to resolve this, you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Some calls maybe recorded for training and monitoring purposes.