mortgage guides

Finance Factors Mortgage Guides

At Finance Factors, we understand that securing a mortgage is one of the most significant financial decisions you'll ever make. Our role is to provide you with a comprehensive mortgage guide, ensuring you have all the necessary information to make a sound decision. Based in Maidstone, our knowledgeable and friendly team is here to assist you every step of the way. From first-time buyers to those considering remortgages, our guides are designed to be informative and helpful, demystifying the process and giving you confidence in your choices.

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Selection of Mortgage Guides

 

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The House Buying Process

Our house buying guide offers a step-by-step walkthrough, from initial considerations to finalising your purchase. It's essential for anyone looking to buy a property.

House Buying guide 

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The Remortgage Process

Thinking of remortgaging? Our remortgage guide explains the benefits, the process, and what to expect, helping you make an informed decision.

Remortgage guide 

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What is a 2nd Charge?

Discover how a second charge mortgage can be effectively utilised and used for home improvements or debt consolidation in our online guide.

2nd Charge guide 

 

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A Guide to Buy to Let

For those interested in property investment, our buy-to-let guide covers everything you need to know, from securing a mortgage to managing your rental property.

Buy to Let guide 

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A Guide to HMOs

Our HMO (House in Multiple Occupation) guide provides insights into the unique requirements and benefits of investing in this type of property.

HMO guide 

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Buying a New Build

Explore the numerous advantages and key considerations of purchasing a new build home in our comprehensive and detailed guide.

New Build guide 

 

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Commercial Borrowing

Our commercial borrowing guide is specifically tailored for business owners who are looking to secure financing for various commercial properties.

Commercial guide 

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Various Protections Available

Learn about the many different types of mortgage protection available and how they can effectively safeguard your valuable investment.

Protections guide 

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Improve Your Credit Score

Our guide on improving your credit score offers practical tips and strategies to enhance your creditworthiness, making it easier to secure a favourable mortgage.

Credit Score guide 

 

 

 

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED AGAINST IT.

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Finance Factors is a Trading style of Finance Factors LTD who are an Appointed Representative of Advice Solutions LTD which are Authorised and Regulated by the Financial Conduct Authority. The Financial Service Register Number is 961681.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount will depend on your circumstances, but will be agreed with you before proceeding.

Finance Factors is a Limited Company. Registered Address: Finance Factors Ltd, 2 Kingsbroom Court, Kingswood, Maidstone, England, ME17 3ST, United Kingdom.  Registered in England and Wales under number 15814885.

We always aim to provide a high-quality service to our customers. However, if you encounter any problems, in the first instance please write to the registered address above, email or call Finance Factors outlining your complaint, if we are unable to resolve this, you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Some calls maybe recorded for training and monitoring purposes.

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